PCI DSS Compliant · 3D Secure

Payment infrastructure built for Africa

Accept card payments, process transfers, and manage merchant settlements with a single API integration. Built for speed, security, and scale.

Start Collecting Payments How it Works
  • 99.9% Uptime
  • <50ms Routing
  • 24/7 Support
// Initiate a payment
POST /api/v1/payments/initiate
{
  "amount": 5000,
  "email": "customer@email.com",
  "reference": "order-001",
  "redirectUrl": "https://you.com/done"
}

// Response
{
  "status": true,
  "data": {
    "payment_url": "https://pay.tiqpay...",
    "reference": "2aa41816-6b70..."
  }
}
Payment processing
<3s
AES encryption
256-bit
Secure authentication
3DS
Payment channels
2+
Features

Everything you need to
collect payments

From card processing to settlement management, TiqPay handles the complexity so you can focus on your business.

Card Payments

Accept Visa, Mastercard, and Verve cards with full 3D Secure authentication and real-time authorization.

Bank Transfers

Generate virtual accounts for direct bank transfer payments with instant confirmation via webhooks.

Bank-Grade Security

PCI DSS compliant infrastructure with tokenized card storage, encrypted data at rest and in transit.

Merchant Wallets

Real-time wallet balances, automated settlement, and complete ledger history for every transaction.

Simple API

Two endpoints to start: initiate payment and query status. RESTful, well-documented, and developer-friendly.

Agent Management

Create and manage sub-agents under your merchant account with dedicated remit accounts and tracking.

How it Works

Start testing in minutes,
go live when you're ready

Get sandbox access instantly. Submit your compliance documents, get verified, and go live with confidence.

  1. Create Account

    Sign up and get your sandbox API keys instantly. No paperwork to start testing.

  2. Integrate API

    Call our initiate endpoint with amount and reference. We return a secure payment URL.

  3. Collect Payments

    Redirect customers to pay. We handle card processing, 3DS, and bank transfers.

  4. Get Settled

    Funds land in your merchant wallet instantly. Withdraw to your bank account anytime.

Ready to start collecting payments?

Join merchants already processing payments securely with TiqPay. Set up takes minutes, not weeks.

Get Started Now